A masterpiece reflecting the transformation of large banks 上海交通大学技术学院

Reflect the big bank reform masterpiece Sina fund exposure desk: letter Phi lag false propaganda, performance is lower than the same product for a long time, buy fund by pit how to do? Click on [I want to complain], Sina help you expose them! Large banks reflect the change of masterpiece reading "Innovation — Reform and transformation of large commercial banks under the new normal" Wei Jijun the great needs of the times of great works, especially in the financial reform is a key period for large commercial banks to change, urgently need some theory and practice of financial management, senior managers, for the financial industry to contribute more wisdom, promote leapfrog, evergreen large commercial banks innovation. Bank chairman Niu Ximing compiled the "Innovation — the new normal large commercial bank reform and transformation" offered such spiritual food for us, this is a milepost significance with the reform reflects China’s large banks results, it is worth every attention and close the reform and development of our country bank serious heart reading. First, this is a directional work of deepening the reform of large banks in china. This book has always been to the new environment, the new normal development bank under consideration, a comprehensive deepening of reform on the overall layout, analyzes several major problems of large commercial banks reform and transformation facing the new normal, centering on the reform of corporate governance, management mechanism reform, business model innovation, transformation and development of four aspects the in-depth study of the large commercial banks reform and transformation of the road. In every major issue, adhering to the problem oriented, theoretical, policy, planning, path, different chapters echo each other, rigorous logic, depth and strength, is a rare book that reflects the reform and development of China’s commercial banks in recent years. In particular, this book adhere to the problem oriented, many theories on the reform and development of commercial banks, such as the development of responsibility theory, the Party committee and the modern financial governance structure relations, sub company of mixed ownership reform of commercial banks, integrated and international, occupation manager system, division system are studied research and discussion. In the critical period of large-scale commercial bank reform, the research team led by Chairman Niu Ximing has clearly explained the theoretical logic framework for the development of large commercial banks in the future, which has important guiding significance for comprehensively deepening the financial reform. Second, this is the embodiment of the top design and implementation path of the Bank of communications. Bank of communications is a legendary and symbolic bank in the history of the development of banks in China. It takes the lead in the implementation of joint-stock system, and takes the lead in setting up branches across the region, which has accumulated valuable experience for the development of commercial banks in china. In June 2015, the deepening reform plan of the Bank of communications was approved by the State Council in principle, and the Bank of communications embarked on the ice breaking road of deepening the reform of the state-owned large commercial banks, and once again assumed the historical task of reform and exploration. This book embodies the top-level design and implementation of the future transformation and upgrading of the Bank of communications. In this book, we can see the future development of Bank of communications planning and layout of each piece of design, interlocking, complement each other. In the aspect of corporate governance reform, it is necessary to establish large commercial banks with Chinese characteristics

反映大型银行变革的力作 新浪基金曝光台:信披滞后虚假宣传,业绩长期低于同类产品,买基金被坑怎么办?点击【我要投诉】,新浪帮你曝光他们!   反映大型银行变革的力作―读《创新超越――新常态下大型商业银行改革与转型》   魏革军   伟大的时代需要伟大的作品,在金融改革特别是大型商业银行变革的关键时期,迫切需要一些有理论、有管理、有实践的金融业高级管理者,为行业贡献更多的金融智慧,推动大型商业银行创新跨越、基业常青。交通银行董事长牛锡明编著的《创新超越――新常态下大型商业银行改革与转型》就为我们奉献了这样的精神食粮,这是一部反映我国大型银行改革具有里程碑意义的成果,值得每一位关注和关心我国银行改革和发展的人认真阅读。   第一,这是一部我国大型银行全面深化改革的方向性著述。   这部书始终把银行发展置于新常态、新环境下思考,置于全面深化改革总体布局上思考,深入分析了新常态下大型商业银行改革与转型所面临的若干重大问题,围绕公司治理改革、经营机制改革、经营模式创新、转型发展四个方面对大型商业银行的改革转型之路进行了深入探讨。在每一个重大问题上,坚持问题导向,有理论、有政策、有规划、有路径,不同篇章相互呼应、逻辑严谨,有深度、有力度,是近年来反映我国商业银行改革发展的一本难得的好书。   尤其是,这部书坚持以问题为导向,对商业银行改革发展的许多理论,诸如发展责任制理论、党委与现代金融治理结构的关系问题、子公司混合所有制改革、商业银行的综合化与国际化、职业经理制、事业部制等都进行了深入研究和探讨。在大型商业银行改革探索的关键时期,牛锡明董事长率领的研究团队的这一成果,为我们清晰阐释了未来大型商业银行发展的理论逻辑框架,对全面深化金融改革具有重要指导意义。   第二,这是一部体现交通银行顶层设计和实施路径的著述。   交通银行是我国银行发展史上具有传奇性和标志性的银行,率先实行股份制,率先跨区域设置分行,为我国商业银行发展积累了宝贵的经验。2015年6月,《交通银行深化改革方案》获得国务院原则同意,交通银行由此走上国有大型商业银行深化改革的破冰之路,又一次承担起改革探索的历史重任。   这部著作体现了交通银行未来转型升级的顶层设计和实现方式。在这本书中,我们可以看到交通银行未来发展目标规划以及各个条块的布局设计,环环相扣,相得益彰。在公司治理改革方面,要建立中国特色大型商业银行的治理机制,优化股权结构,完善授权经营制度;同时探索子公司混合所有制改革。在经营机制改革方面,首先是建立以“绩效考核+三大排名”为主的发展责任制;其次是完善风险内控体系,强化风险管理责任制;最后是深化用人薪酬考核机制改革。在经营模式创新方面,以“三位一体”为导向推进基层营业机构经营模式创新转型;推进事业部制改革,建设双轮驱动经营模式;以提升效率为目标,推进总行机构改革。   这部书在转型发展方面着墨最多,既有对商业银行国际化、贸易金融的深刻思考,也有对互联网金融等新业务的解读。具体包括:打造低资本消耗和低成本扩张的新型发展模式;以国际化拓展转型发展空间;以综合化构建转型发展的多元协同基础;推动金融市场业务转型,着力打造交易型银行;推进资产负债管理转型,实现表内表外业务协同发展;找准定位、创新思维,促进投行业务转型发展;以经营模式创新推动贸易金融发展;做优做强私人银行业务,加快财富管理银行建设;顺应经济结构变化趋势,大力发展消费金融业务;以互联网思维发展互联网金融;打造最佳服务银行,更好地服务实体经济;整合优化流程,提高业务运行效率。   第三,这是一部具有广泛借鉴意义的著述。   作者以大型银行为研究对象,分析了新常态下我国商业银行特别是大型银行面临的共性问题:公司治理、资本结构、商业模式、流程管理、激励约束等。我国银行业已站在新的历史起点上,市场化、专业化、综合化、国际化的步伐明显加快,在体制机制、经营管理理念、综合实力等方面已经发生历史性变化,但新的矛盾和问题也不断涌现。这部书立足新的变化、基于中国国情,向我们揭示了未来商业银行转型改革的重点、难点和方向,描绘了大型商业银行的未来。作者牛锡明董事长长期在大型银行工作,既有深厚的理论造诣,又有丰富的实践经验,并有很强的社会责任感,这使得该项研究具有很强的公信力。相信这项研究具有广泛的借鉴性和普惠性,也是交通银行对商业银行改革创新作出的又一个重要贡献。■   作者系中国金融出版社社长 进入【新浪财经股吧】讨论相关的主题文章: